A Newlywed as a Financial Planner

Financial planning is very important for anyone, whether for a family or for those who have not married. A newlywed should learn to become a financial planner. How would our financial condition in the future if we are not become a good financial planner right at the beginning of the marriage? Every newly married couple will certainly face many challenges. One challenge is to manage the household finances and take the role of financial planner in their little family. Being a financial planner is to be one thing that determines the future of the household.
Good financial planning involves the consideration from both husband and wife, the consideration for determining priorities in the household finances. For couples who want a new home with installment, should adjust the amount of mortgage home loan with a fixed monthly income so that they can still afford the daily needs. Balancing the income and expenditure is a must to avoid unnecessary expenditure.
When it comes to financial, you should consider spending your money for investment rather than for consumptive expenditure. Investment is putting your money into something that will give you a benefit in the future. One example of investment is insurance. Educational insurance, for example, would be investment for the children’s future education. Being a financial planner should start early. Being a financial planner in the household also had to start in early marriage in order to fulfill the needs of the family in the future.